Loans In Devir

  • Loans In Devir

    With some Belgian social lenders, mortgage loans are more expensive than expected, how does this work in Spain with all these creditos?

    A survey by consumer organization Test-Achats, reported by the Belgian newspaper De Morgen, shows that in many cases the interest rate at social lenders is even higher than at the ordinary bank.

    Social loans in Belgium are not always “social”.

    For the study, rates were requested in March from social loan providers in the Flemish and Brussels regions. These data showed that some institutions use higher rates than the conventional bank and that there are large differences in the rates charged by the companies. The Belgian newspaper De Morgen writes: “Families on low incomes who assume that they are already borrowing cheaper from a social credit company than from the bank are thus deceived with the prestamos 1500 euros“.

    Social lenders grant social loans to buy, build or keep a modest house. There are two types of credit companies, the subsidized and the non-subsidized. Kempens Woonkrediet is a lender that is not subsidized by the government and recognizes the problems. Employee Erik Peeters: “Yes, we receive complaints from dissatisfied borrowers, but there is nothing we can do about it. We depend on politics for our rates. The Flemish government leaves the social credit companies out in the cold. We have often pointed that out to her.

    • The Kempens Woonkrediet is more than prestamos 5000 euros at are more expensive than the subsidized Flemish Housing Fund for a loan of 100,000 euros over twenty years. It can be even more extreme: the Brussels social credit company Petit Propriétaire is even over 47,500 euros more expensive than the Flemish Housing Fund.
    • Test-Aankoop wants the regional governments to quickly put an end to the jumble of social loans. “Such enormous differences cannot be justified. The social loans are not always social and overshoot the mark”, according to financial expert Yves Evenepoel of Test-Aankoop. “By the way, the problems are not there today. We have been receiving complaints about social loans for twenty years.